What's my payment, really?
Not just principal & interest — the whole thing: taxes, homeowners insurance, and mortgage insurance. Slide in down payment assistance to see what actually leaves your pocket at closing.
MN Housing and WHEDA assistance commonly falls in this range — see programs.
Three numbers that matter more than the rate
Monthly payment
Can you live comfortably with it — not just qualify for it? We plan around your budget, not the maximum approval.
Cash to close
Down payment + closing costs − assistance. This is the number that decides when you can buy, and it's the one DPA programs attack directly.
Payment after MI drops
On conventional loans, mortgage insurance eventually falls off. We show you that future payment too — it changes the rent-vs-buy math.
Want these numbers for a real house?
Send us a listing link and we'll run exact payment and cash-to-close math — usually within minutes during business hours, same day on weekends.
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