Wisconsin's housing authority, working for Chippewa Valley buyers.
WHEDA — the Wisconsin Housing and Economic Development Authority — is Wisconsin's answer to first-home affordability: conventional and FHA first mortgages with down payment assistance built to pair with them.
WHEDA Easy Close DPA
A second loan that covers your down payment and closing costs, repaid in affordable monthly installments over 10 years. It routinely covers the entire minimum down payment.
Capital Access DPA
For lower-income buyers, a $0-interest, $0-monthly-payment assistance option — repaid only when you sell or refinance.
Conventional or FHA base
WHEDA Advantage comes in conventional and FHA flavors, so your credit profile picks the chassis and WHEDA adds the assistance.
Valley-friendly limits
Income and purchase price limits are set county by county — and Chippewa Valley prices sit comfortably inside them for most first-time buyers.
Typical eligibility
- Owner-occupied Wisconsin property
- Income within county limits
- Purchase price within program limits
- Homebuyer education for first-time buyers
- Minimum credit score per program guidelines (generally 620)
Program guidelines change and county limits vary — treat this as orientation, not a rulebook. We verify your actual eligibility for free, usually same-day.
Find out if WHEDA fits you.
Eligibility checks are free, fast, and commitment-free — call, email, or apply through Fairway's secure system.
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