You served. This benefit is yours — use it.
The VA loan is the strongest mortgage product in America: zero down payment, no monthly mortgage insurance, and competitive rates. If you're a veteran, active-duty service member, or eligible surviving spouse, it's almost always worth pricing first.
0% down, really
No down payment required, on purchases up to and beyond conforming limits for full-entitlement borrowers.
No monthly MI
VA loans carry a one-time funding fee (waived for many disabled veterans) instead of monthly mortgage insurance — a permanent monthly payment advantage.
Fairway takes this seriously
Fairway is one of the nation's largest VA lenders, and its American Warrior Initiative supports veterans nationwide. This is core business, not a sideline.
Reusable benefit
VA entitlement can be restored and reused — your first home won't be your last use of it.
Typical eligibility
- Qualifying military service (we help pull your Certificate of Eligibility)
- Primary residence
- Credit and income per VA and lender guidelines
Program guidelines change and county limits vary — treat this as orientation, not a rulebook. We verify your actual eligibility for free, usually same-day.
Find out if VA fits you.
Eligibility checks are free, fast, and commitment-free — call, email, or apply through Fairway's secure system.
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