Closing-Day Checklist

• Review your Closing Disclosure the day it arrives — compare it to the Loan Estimate
• Ask us about ANY number that looks unfamiliar (that's what we're for)
• Wire or cashier's check arranged for cash-to-close — verify wire instructions BY PHONE with the title company
• Photo ID for every borrower
• Final walkthrough scheduled within 24 hours of closing
• Utilities scheduled to switch into your name on closing day
• Homeowners insurance active as of the closing date (we coordinate proof)
• Keep employment and bank accounts unchanged until AFTER closing
• Plan 60–90 minutes for the signing itself
• Get the keys. Take the photo. Congratulations.

Progress is saved only on this device — nothing is sent anywhere.